Puget Sound Cooperative Credit Union | Serving the Puget Sound region since 1934, one member at a time.

Going Green

PSCCU is proud to be an official lending partner for SNOHOMISH COUNTY, SUSTAINABLEWORKS, CPW (Community Power Works) and REPOWER Kitsap. Use the links to learn more about these programs.

Not in one of the areas served by the programs listed? No worries! PSCCU still has you covered with great rates on our ENERGY SMART loans to help you improve the efficiency of your home. Applying is easy - and we'll normally have a decision the same day you apply.

Puget Sound Cooperative Credit Union understands the challenge in affording energy-efficient alternatives for your home. We’re here to help with our Energy Smart Loans. Our loan products cover everything from heating and cooling, hot water tanks, gas conversions, windows and even renewable energy like SOLAR! Need to do some prescriptive measures before you can make your home more efficient? We can usually help with that as well.


Snohomish County

Snohomish County and Puget Sound Cooperative Credit Union (PSCCU) have partnered to offer a special energy smart loan program for Snohomish County homeowners. With an energy smart loan you make your home more energy efficient and reduce your utility bills year round. By participating in this program, Snohomish County homeowners can get help with all their energy efficiency projects, with loans up to $50,000.00*. CLICK HERE for more information.

If you are a contractor and interested in participating as part of this program please review the following standards documents created by Snohomish County. Loan Program Standards and Energy Savings Tracking. If you would like more information about the loan process please download the Energy-Smart Loan Process Checklist

Snohomish County Energy Smart Loans Rate APR Maximum loan amount Term in months
Snohomish County 4.25% - 8.74% 4.25% - 8.74% up to $50,000.00* up to 180

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SustainableWorks

PSCCU has partnered with SustainableWorks to offer a special energy smart loan program for SustainableWorks Customers. With an energy smart loan you make your home more energy efficient and reduce your utility bills year round. By participating in this program, can get help with all your energy efficiency projects, with loans up to $50,000.00*. CLICK HERE to learn more about SustainableWorks and see if they are in your neighborhood.

SustainableWorks Energy Smart Loans Rate APR Maximum loan amount Term in months
SustainableWorks 4.25% - 8.74% 4.25% - 8.74% up to $50,000.00* up to 180

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CPW

PSCCU has partnered with Community Power Works (CPW) to offer a special energy smart loan program for CPW participants, this program covers the city of Seattle. With an energy smart loan you make your home more energy efficient and reduce your utility bills year round. By participating in this program, can get help with all your energy efficiency projects, with loans up to $35,000.00*. CLICK HERE to learn more about CPW.

CPW Energy Smart Loans Rate APR Maximum loan amount Term in months
City of Seattle 4.25% - 8.74% 4.25% - 8.74% up to $35,000.00* up to 180

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RePower Kitsap

PSCCU has partnered with Repower Kitsap to offer a special energy smart loan program for Repower Kitsap (this includes RePower Bremerton and RePower Bainbridge) participants. With an energy smart loan you make your home more energy efficient and reduce your utility bills year round. By participating in this program, can get help with all your energy efficiency projects, with loans up to $25,000.00*. CLICK HERE to learn more about the RePower Kitsap programs. This project was supported by Award No. DE-EE0004447 awarded by U.S. Department of Energy. Points of view in this document are those of the author and do not necessarily represent the official position or policies of the U.S. Department of Energy. Grant funds are administered by the State Energy Office, Washington State Department of Commerce.

RePower Energy Smart Loans Rate APR Maximum loan amount Term in months
Kitsap County 4.25% - 8.74% 4.25% - 8.74% up to $25,000.00* up to 180

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energy Smart Loans

Puget Sound Cooperative Credit Union understands the challenge in affording energy-efficient alternatives for your home. We’re here to help with our Energy Efficiency Loans. Our loan products cover everything from heating and cooling, hot water tanks, gas conversions, windows and even renewable energy like SOLAR! PSCCU offers an outstanding deal on Energy Efficiency loans with terms up to 15 years and loan amounts up to $35,000* with fixed rate loans as low as 4.49%* for most energy efficient and/or renewable energy projects.

Energy Smart Loans Rate APR Maximum loan amount Term in months
Energy Efficiency Loans 6 years or less 4.49% - 7.74% 4.49% - 7.74% up to $35,000.00* 72
Energy Efficiency Loans over 6 years up to 15 years 4.49% - 7.99% 4.49% - 7.99% up to $35,000.00* 73 – 180

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Application

You can apply for a loan right online. You can also apply in person at either office or you can call the Credit Union and someone will be happy to fax, e-mail, or mail an application to you. You can also print out a loan application, complete it and then return the Credit Union via mail or fax.

Tax Credits and Rebates

There are many different programs available to homeowners offering both tax credits and rebates, for improvements including energy efficient windows and doors, insulation, hot water heaters, and more. For detailed information visit the Energy Star website. You can also contact your local utility company.

Generators

PSCCU also provides financing for Stand-By, Back-Up or Emergency Generators. These generators must be permanently installed or utilize a portable generator with a legally installed transfer switch. Loan amounts up to $35,000.00* and low fixed rates starting at just 4.49%*. If you need more information about the generators, please contact your local utility company or CLICK HERE for a PSE Generator Brochure.

Loans and Rate Information

*All loans subject to credit approval. Rates, terms and dollar limits are based on credit and in some cases the value of the home, the improvements are being made to. For more information contact the Credit Union today. PSCCU makes every effort to have a loan decision for you the same day you apply if not no later than the next business day.

Rates as of December 2013. Processing and documentation fees may apply. Rates are subject to change without notice contact the Credit Union for current rates.

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