Credit Unions are financial cooperatives owned and operated by their member/owners. There are no outside stockholders. As a credit union member you are also an owner. All members/owners are entitled to one vote at the Credit Union regardless of the size of their account.
Better Rates & Lower Fees: Credit Unions return their profits back to the members in the form of better rates, more services and lower fees.
Credit Unions Help Members: Nationwide Credit Union members save over 6 billion dollars a year by using a Credit Union instead of a bank. That works out to a savings of about $150.00 per member per year – that’s money that stays in our local communities.
Volunteers: Credit Unions are governed by an unpaid volunteer Board of Directors. These volunteers are all Credit Union members and elected by the members for the members.
Better Service: As a Credit Union member, you’re also the owner and we treat you that way. At PSCCU there are no customers just member/owners.