Puget Sound Cooperative Credit Union | Serving the Puget Sound region since 1934, one member at a time.

Rates as low as 2.49% apr*

Before stepping onto the car lot, step into PSCCU. Credit Union vehicle loan rates are usually a better deal than financing offered through the dealer.

One of our loan officers will be happy to sit down with you and come up with a pre-approved loan to buy your next vehicle. You can even apply online. That takes some of the pressure off when bargaining begins at the dealer. You can tell the salespeople you're already approved for financing at your Credit Union.

If you have a trade-in, the loan officer can tell you its value. Our guides show trade-in, retail and loan values. Dealers usually allow the trade-in value on your vehicle.

PSCCU also offer great rates if you are refinancing a vehicle from another financial institution. The rate starts at 2.49% APR, for vehicles 2014 or newer.

Interested in purchasing or refinancing an older vehicle? Again our low fixed rate starts at just 2.99% APR, for vehicles 2013 and older.

Too busy to shop for a car? We've got you covered. PSCCU has partnered with Auto Solutions to offer you hassle free auto buying.

* All loans subject to approval. Rates shown assume an automatic repayment with a term of 60 months. Rates vary depending on credit history. Great rates are still available for longer terms and for those with credit challenges. Wave Club members get an additional 0.25% off of our already low consumer loan rates. To become a Wave Club member simply keep your primary checking account and active Visa® Credit card at PSCCU along with your savings account. Membership really does have its benefits.