Auto Loans

Pre-approval, purchasing help & green discounts

Whether dodging traffic to the office, rushing only to wait in the ferry line, driving over the mountains or just simply heading home—a vehicle tends to be the main source of transportation for most of us. So while we can't help what gas costs or the price of a ferry ticket, we can help make your auto loan affordable and even reward you for choosing a greener ride.

Join PSCCU & Apply Current Members Apply Now

When you look to PSCCU for a new vehicle purchase or refi, you can expect:

  • A pre-approved loan so you can walk into the dealership with confidence
  • An easily online or in-person application process
  • Same day decisioning when possible
  • Discounts are available through our GreenUp Loan program for electric, plug-in hybrid, and hybrid vehicles

Lower your rate with the Wave Club

Wave Club members get an additional 0.25% rate discount on any vehicle loan including cars, trucks, motorcycles, boats, and even RVs. Qualify for the Wave Club by having an active checking account* and an active Visa® Credit Card.* It’s that simple!

Learn more


All loans subject to approval. Rates vary depending on creditworthiness.

* Wave Club: To qualify, member must have their primary checking account (direct deposit or regular deposits), as well as an active Visa Credit Card (recent monthly activity) with Puget Sound Cooperative Credit Union. Wave Club discounts are only valid for Auto Loan, Personal Loans, or Boat/Motorcycle/RV Loans. Other restrictions may apply. Contact the Credit Union for full details.